A new decade with more opportunities for growth, personally and professionally, began in 2020. Several investment trends are emerging that are going to alter how the world operates. The next ten years are going to be full of new developments and technologies that will transform this planet into a whole new one, from the arrival of flying automobiles to AI taking over everything and everyone.

Advanced sensors

Global imaging satellites, drones, AR headsets, and LIDARs will provide people with instant access to information on everything happening in and outside of space. Through the Internet of Things, about 100 billion sensors will be able to monitor and detect every aspect of our surroundings at all times by the end of this decade.

AI/Human-like intelligence

As people look to invest in technologies that will enable seamless integration of our daily lives, AI is undoubtedly one of the other core investment trends. More like AR and VR, artificial intelligence is engulfing all relevant industries one by one. It has now reached parity with human intelligence and is gradually becoming capable of everything that humans can do.

Gene therapies

From AIDS to Ebola, gene treatments and CRISPR are reducing diseases, and this is becoming an appealing sector for investors, whether they are funding or trading stocks.

As the board considers a buyback, Paytm shares increase in Dalal Street.

Paytm stock is down 60% in 2022 following a much-watched debut in the latter part of last year because of concerns about profitability and expenses associated with marketing and employee stock options.

When stock is repurchased, shareholders receive the market value of their shares plus a premium from the corporation, which is a benefit to all shareholders. Additionally, stockholders who sell their shares on the open market will profit directly if the stock price increases prior to the buyback.

An effective stock buyback can maintain stock prices, streamline ownership, and replace dividends, all of which are advantages for companies. Although a repurchase doesn't always benefit investors, it can since investors get their capital back.

Share repurchase plans have always had benefits and drawbacks. The real worth of stock buybacks has been questioned recently, though, since their frequency has increased. According to some corporate finance specialists, firms take advantage of them to artificially boost certain financial figures, such as EPS, in the name of benefiting shareholders.

Expleo Solutions Ltd has a record of 171% growth in 5 years. The stock was ₹501 on the pandemic-hit January 2021 and made a double growth now at ₹1248. The low-profile stock stun the market. The 24-year old company deals with tech and engineering. It spread business in the UK, US, and Persian Gulf region.

Borosil Ltd scaled up 42% to ₹422 in one year, whereas in January 2021, it was almost half of the current price. Its 5-year growth was considered 126%. The stocks made an upward rally from mid-2020. 

Promoters have the majority of shareholdings which is a good sign. The company had record revenue in the last three years, following the same trend in recent quarters, with nearly 644 cr revenue generated in 2022.

A debt-free low-profile stock, NOCIL Limited is a supplier of rubber chemicals. The 60 year old company has vast product portfolios, including antioxidants, antidegradants, and vulcanization stabilizers. The stocks returned 34% in 5 years; however, 2022 is set for marginal growth. Analysts issue a green signal to buy ahead of robust growth in FY23 quarters. 

The RBI increased interest rates by 35 bps today, the fifth time in a row.

"Will rise even more!" fund managers have been forewarned by S&P Global Ratings. There will be a big increase in borrowing costs worldwide in November. The central regulators of the top 6 traded currencies are imposing a significant 350 bps increase. In November, interest rates were raised by the US Federal Reserve, the BoE, the Australian Reserve Bank, and the Norway Bank.

The central banks of Sweden and New Zealand support the same tendency to control inflation, in addition to the other four banks.Irony is only Japan welcome inflation for growth!

Asia is under pressure, as evidenced by the past month's rate increases in South Korea, Malaysia, and Indonesia. In the previous month, rate-setting sessions were skipped by the ECB, the Bank of Canada, Japan, and the Swiss.

The rate adjustments force the G10 central banks to raise interest rates by 2400 basis points. However, there is a weak indication that the Russia-Ukraine conflict should be avoided, giving the world economy some optimism. The US is becoming more optimistic about a slight decline in inflation, which could change the Federal decision made in 2013 and 2014.

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PAT or profit after tax does not always ensure a bullish run of stock performance

1) Debt dive

If a firm meets profits expectations, but analysts and investors see that the company has taken on a lot of debt during its last quarter, to the point where it might be regarded as risky for the company, this would undoubtedly lead the stock price to decline dramatically on market opening.

2) Stock buyback

A stock price decline following an earnings surprise may also be brought on by the corporation repurchasing outstanding shares. The stock price of the company normally rises when it repurchases its own shares, and the financial statements also get better.

3) Liquidity adjustment

Large hedge funds try to enter and leave equities when there is greater liquidity, or in other words when a specific stock is seeing significant volumes of trade. They do this because they hold a substantial percentage of the company's stock and do not want to affect a stock's movement at times when trading volume is low.

After an earnings beat, a stock's price may decline due to news that not many investors are following.

Although a stock price increase following a beat in earnings is common, this shouldn't be assumed always to occur. Even after exceeding analyst expectations for both sales and earnings per share (EPS), a stock's price frequently declines.

5 reasons for stock's low performance despite good quarters

1) Panic selling trend

 Investors may buy heavily before the earnings report is revealed when, for whatever reason. Now, even if the earnings exceeded expectations by a wide margin and met investors' expectations, the stock price could still decrease afterward. This could be due to the stock price being at an all-time high or 52-week high, or it could be due to investors' lack of expectation that it will rise further in the near future.

 In essence, this could result in a flood of selling and lower stock price.

2) Change in Board of Directors/Management

A senior executive, such as the CFO or MD, might be departing the company soon, the company might reveal on an earnings call. Despite beating expectations for earnings, this could lead to a decline in the stock price.

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We will discuss 3 points in next post 

Tools used —

The main swing trading indicators are the Moving Averages, Bollinger Bands, the Stochastic oscillator, and the RSI.

What is Swing Trading?

Learning how to swing trade can be quite beneficial if you have begun to investigate the numerous stock trading choices. Swing trading, which bases trading choices on technical analysis, is one of the most popular trading strategies.

Swing trading is the practice of profiting from changes in stock price. Simply said, it is the process through which traders predict the direction of the price movement that will occur next for an asset, open a position, and collect gains from that particular movement.

Before making a deal, swing traders hold their positions for a brief period of time, such as a few days or even a few weeks. They don't study market trends as frequently as day traders do, but they quickly mark changes in the trend line and exit the market before things go the wrong way. 

The reason why swing trading is so named is that it seeks to profit from price fluctuation or swings, whether they be upward or downward. Swing traders, like day traders, only employ a variety of technical trading tools during the time most conducive to position trading.

Retirement age is heading towards 50!

Systematic Withdrawal Plans allow investors to take fixed or varying amounts out of their mutual fund schemes on predetermined dates each month, quarter, half-year, or year depending on their needs. 

An investor can tailor the cash flows to suit his needs; he can choose to remove a set amount or just the capital gains from his holdings. The investor receives a regular income from SWP as well as returns on the funds they have left in the scheme.

It implies you put money into mutual funds and continually withdraw money as needed. The withdrawal amount may also be changed at your discretion.

Monthly, quarterly, half-yearly, or annual withdrawals are all possible.

An investor may decide to withdraw funds by redeeming a small number of units on a recurring basis in order to earn a regular return. In this regard, the withdrawal's date and the amount must be determined.

Additionally, taking a portion of the money gradually rather than all at once assures that the investing aim is not impacted. Investors can also use the SWP calculator to calculate the predetermined withdrawal amount from their investment while considering the interest received.

In your 25, you should do the following five things:

1. Purchase enough health insurance.

Nothing you read after this point will matter if you or a member of your family needs hospitalization and you don't have enough insurance; your financial planning will be for naught.

India's annual medical inflation rate is 14%, highest in Asia!

2. Set Your Financial Goals and SIP in Line With Them.

What about the 50-30-20(need-want-savings) rule, which suggests investing only 20% of income? The very least is that. Put whatever you can into it. During your twenties, practice moderation.

Typically, your financial goals will be greater than what 20% can afford.

3. Know the key differences between loans' simple interest and compound interest.

4. Avoid paying interest on luxury items.

With about INR 2,250 per month, purchasing an iPhone is really simple. EMI with no fees, what?

The desire for instant gratification depletes your emotional intelligence. You'll appreciate it more if you wait and save for it.

5. Rent a home instead of buying one.

Home is dream project indeed but you shift cities in your 20s to earn more money. EMIs can take away your freedom to establish a business.

Only 30% of urban Indians purchase term insurance.

Nearly 60% of Indian term insurance holders have no idea about the product! 

 This is why:

1. Thinking of it as a massive cost

One in four urban Indians believes that term plans have expensive premiums. The truth is that one of the least expensive methods to cover your life is term insurance. Additionally, if you buy early, you get to permanently lock in reduced premiums. There is also the potential tax benefit of paying premiums. 

2. Dicey concept of Investment in Insurance:

The return on premium option in term plans is seen by 70% of Indians as the most crucial component of their coverage. However, these policies frequently have exorbitant premiums. 

Others avoid it due to complicated terms and desperate selling practices by agents.

Then what?

You will be able to make much more money than you will after the policy ends if you invest the premium difference between the ordinary term plan and a Term insurance Return of Premium in better financial assets.

A year's worth of $18 billion was spent on 5 IPOs, even if the warning indicators were there as early as 2021.

Zomato, the undisputed leader in food delivery, Paytm, Nykaa, Delhivery, and Policybazaar, the undisputed leader in financial, are among the five startups.

The shares of Japanese behemoth SoftBank fell 10% in one day due to its sale of 1629 crore Paytm shares yesterday.

TPG Capital is currently selling 1,000 Cr. of Nykaa shares!

The US company received a 0.5% discount rate as Nykaa shares dropped 20% due to a share dump of 253 Cr last week.

In a different transaction, Tiger Global Management sold ₹522 crores worth of Policybazaar shares barely three days after they dropped their shares for ₹606 crores rupees!

They used to own 7.1% of it, but now they only own 0.55%. When Zomato's lock-in period ended, pre-IPO investor Uber left the business, just like Delhivery had done. The real story is that these firms' valuations were inflated despite their enormous financial burn. 

Despite having the largest market share, they have an opaque road to profitability. As a result, investors are emigrating quickly. 

As we know in the Mahabharata war, 'Ashwathama hatha( Ashwathama killed)' told in a high voice and 'iti narova kunjarova(an elephant) ' in a low voice to win the war by dodging.

Similarly, some insurance personnels try to win the race with hidden clauses to refute claims,' written in 'low voice' with your t&c paper. Handling claim settlement is one of the main issues with purchasing an insurance policy. 

A trustworthy metric required by India's insurance regulation for public disclosures is the claims paid ratio. The life insurer and the insurance policy may or may not be the best options for you based on this ratio.

A claims settlement ratio is a calculating statistic that helps in understanding how many claims were paid relative to how many claims were received by the insurer. This percentage aids in determining the insurer's intention to provide insurance claim payment.

In contrast to one with a low claim-paid ratio, a high ratio shows that the approval and claims process is solid.

India's top private and public players have settlement record of nearly 95%+, don't worry IRDAI is with you!

If investing in fundamentally sound equities is your investment objective, confirm that the company has a large promoter holding. It makes sense, really. A company is more likely to succeed in the future if its promoters believe that its stocks are valuable to purchase.

Narbada Gems and Jewellery has a 74.99% promoter holding. The stocks surged 100% in one year, where the 5-year return is 215%.

Mazagon Dock Shipbuilders Ltd enlisted 84.83%, the stock jumped roughly 200% in one year, and it o served a 386% rise in 5 years. The price was merely ₹168 in October 2022 and now ₹816.

RSD Finance's 74.9% is under promoter's holding. The company rocketed 21% in one year and 72% in 5 years.

Promoters acquire 74% of Gujarat Mineral Development Corp stocks. GMDC is an eye-popping growth of 114% in one year, to ₹140.

Bharat Dynamics, with 74.9% of promoters holding, has a bumpy ride of 138% in one year and 137% in 5 years.

However, exception is there; companies like ICICI Bank, which have no promoter ownership but are very effectively operated and have increased shareholder wealth, fall under this category.

The FTX bankruptcy ignited the flames as the Indian cryptocurrency markets were just beginning to recover from the Terra-Luna, Hyperverse crashes.

Bitcoin was already down by 50% in June, starting nosediving after FTX collapsed. When Indian investors are trying to cope with the Terra luna and Hyperverse crash, FTX possibly makes it a final journey. Some of them already start to make exit plans and go back to Dalal Street. Overnight inflated money is under question.

Bosses of bootstrapped businesses stormed on Linkedin to grill Binance founder, fake influencers and FTX's outgoing chief. Popular US business magazine Forbes is also under fire for promoting FTX chief on their cover page.

What market says–

Govt want to control or impose 'restricted use' on it!

Five cryptocurrency exchanges (Cryptokart, Koinex, Coinsecure, Coindelta, and BTCXIndia)in India have already been closed since the post-pandemic global crypto market plunged into significant difficulties, lost the inflation-hedge image.

Marketplace owners advised to 'wait and watch' strategy, but the present environment and The cautions compelled them to prepare an exit plan. After RBI's digital currency launching, the Finance Minister and the US Secretary of the Treasury discussed cryptocurrency laws on November 11, 2022. 

Technology is through a period of extraordinary change. The Indian IT sector has adopted cutting-edge artificial intelligence technology solutions that can benefit both Indian tech workers and non-tech workers in a variety of ways, keeping up with the increasing tech demands in the global business. 

The Indian tech sector's machine and human collaboration have created new chances for investors to participate in promising early-stage opportunities.

High-priced stock Tata Elxsi (price ₹6,936, three-year return 591%) was established to create and market solutions for software, embedded systems, and electronics. It is currently among the top suppliers of design and technology services worldwide.

Saksoft's share price was ₹37 in December 2020 end; now it is ₹99. The Covid pandemic, which promoted quick technological advancement, advanced the rise of this company's stock. However, you need to observe it for a few Covid-free quarters.

Shares of KPIT Tech defied all expectations and produced a multi-bagger return of 96% over the last year, while the rest of large-cap IT stocks are finding it difficult to rise. In the Q2 of FY23, the company reported net sales of ₹744.83 crores, an increase of 26.06% over the same quarter of FY22.

After tech-giant Twitter and Meta, banking behemoths Citigroup, Barclays, and Morgan Stanley activate their firing squad— the HR managers.

Following the US trend, Indian startups fired 15,000 in the first 6 months of 2022; however, bootstrapped companies have not joined the chorus.

You can't blame Elon Musk or Vladimir Putin for all!

Here are 5 critical items that must be addressed.

Emergency funds - Try accumulating at least 12 months' worth of emergency cash at an 8% inflation rate that you can use in case of job loss or layoff.

Your emergency reserve should be two times your current annual expenses.

Health insurance - Be sure to get the proper coverage to cover unforeseen medical costs. It's tough to avoid depression and pressure at this time!

Cutting back on supplemental or unneeded spending.

Try to avoid buying COMFORT ZONE, whether it's expensive food or equipment; since there is no source of income, we should ignore the wants.

Avoid new loans despite them being under control.

When you don't have a job, avoid taking on any extra debt that could give you problems or worry.  Try to join passive income club.

 Create a new budget and determine which costs are necessary right now and which ones are not in order to prevent a dire situation.

Peace is impossible without power " — this is recent dialogue from highest adminitrative office of India. It is clear Govt encouraged the defence bodies, including defence exports ahead of whistles of WWIII.

Investors are searching safe profile amid fear of US recession. Defense industries get no relief in productions though all leaders vow peace in UN!

Bharat Dynamics or BDL jumped 127% to ₹975 in one year, last 5-year trend pegged 150% growth.

Radar and sub-system developer Astramicro beats market expectation and rocketed-growth of 40% from January,2022 added ₹94 value to touch ₹327. In last one year the share continues upward march and rallied 26%.

BEL or Bharat Electronics Limited is fueled by Atmanirbhar military infra movement. Its Q2FY22 get 4% momentum. In one year BEL's share scaled up by 62% to ₹109, last 6-month price rocketed 39% growth. BEL surged by 79% in last 5-year.

Aerospace parts, bulletproof vests and armoured vehicle maker Midhani share jumped 39% from Januuary with 181% growth revord in 5-year.

Data Patterns India, the defense and aerospace electronic systems maker can enrich your portfolio with good returns ahead of tough time, nearly 90%growth in 1 -year and 5-yeart respectively.

The fact that the retirement age is rapidly lowering owing to technological advancement and that life expectancy is increasing due to medical advancement is something that Gen Y or Z and even millennials don't think about enough.

In 25 years, the retirement crisis will likely be the largest issue for most nations, assuming that climate change doesn't end all of life as we know it. A retirement fund was built by earlier generations by real estate, FD, and bond markets. Future events are unlikely.

So,

Commence early savings. Switch between FDs, G-Secs, and SIPs of index funds and ETFs.

Purchase a complete health insurance plan for you and your entire family. Most Indians can become financially ruinous after just one health bill. Because jobs don't endure forever, one policy is in addition to what is offered at work. Don't rely on company-funded mediclaims blindly.

Purchase a sufficient term insurance policy. In the worst-case scenario, this money in a bank FD should be sufficient to meet their needs. But for most people, the biggest fix is to cease taking out loans.

As per Financial Times, the US is heading towards recesstion after this Christmas!

Wall Street index bodies maintain a downward trend, followed by EU and UK indicators.

Understanding the recent developments in the Indian Capital Market—

As the Central bank is grappling with mounting inflation and hiking rates several times in FY23, following the same footsteps, commercial banks start to discourage savings in banks with the lower trend of interest rates.

The lending giants of India, like SBI, ICICI and HDFC, offer an FD account of 4.5% for 91 days, and the rate is 5.25% for 182 days.

But in the case of Treasury bills, they offer 6.4% for 91 days, 6.80% for 182 days and 6.9% for 364 days. A steep rise of T-bills from FDs. However, investors are also looking for debt funds, Real-estate investments and Govt bonds.

Traders can buy T bills from trading accounts or exchange bodies without CSGL bodies. 

Many investors will wish to transfer more funds into cash if a lengthy, severe recession does in fact, extend through 2023 and beyond.

T-bills with a shorter maturity date, however, currently have even greater rates and more flexibility. Of course, yields will only increase for a long-time investment.

With a projected market value of $53 billion in 2020, India's liquor sector is one of the world's fastest-growing beverage markets. Market expansion is anticipated to occur between 2020 and 2023 at a CAGR of 6.8%( Statista projects 8.8% in FY22-25).

India is the third-largest market in the world for alcoholic beverages. In India, the average annual intake of alcohol per person is close to 5.5 liters, a global average of 6.2 liters.

In 2022, the market for alcoholic beverages will generate $47,000 m in revenue. Spirits is the market's largest sector, with a market volume projected to reach $33,000 m in 2022. 

In the market for alcoholic beverages, out-of-home consumption will account for 12% of spending and 9% of volume consumption by 2025.

How Alcohol stocks performed in Dalal street—

Tilaknagar industries, valued at ₹101, scaled up 31.4% in one year, where the 5-year return is 517%.

Associated Alcohol has a record return of 70% in 5-year; however, it's tumbling this year with a long-term profit signal.

Radico Khaitan stands ₹1001 with 29% growth in 6 months and a 5-year return is 292%.

United Breweries added 49.7% in five years to reach ₹1,650, which grew 12% in the last 6-month.

What's in the regulator's mind?

Govt doesn't want to dissolve the ₹70,000 crores investment in crypto; however, FM eyes on G20 development this November to push for a central regulator in the decentralized world. Some crypto bodies shifted outside of the country due to heavy tax and administrative crackdowns.

RBI's made in India 'crypto'—

India's central bank, RBI, launched its 'centralized' digital currency to compete( or end) with crypto-mania.

As the first transaction following the currency launch, SBI sold securities to BoB using CBDC.

Large payments and settlements will be made using the digital rupee. It will be utilized, in accordance with the RBI, as the settlement sum for both the acquisition and sale of government securities, such as government bonds. It will also soon be utilized for retail transactions.

One can check their wallet balance by monitoring their bank balance. Blockchain technology will be the foundation of CBDC. People can send it to anybody they like, and it will arrive in their account.

CBDCs come in two varieties: Central Bank Digital Currency Retail, which will be used for retail in the second phase, and Central Bank Digital Currency Wholesale, which is utilized for huge volumes of transactions.

Debt funds that specialise in investing in fixed-income securities saw an outflow of 65k crore rupees in September as a result of rising interest rates and corporate redemptions to pay advance tax.

Data from the Amfi showed that there had been net inflows of ₹49k crores in August and roughly ₹5k crores in July prior to this.

Prior to that, due to excessive inflation and an increasing rate cycle, investors withdrew more than ₹70,000 crore from debt mutual funds in April and June.

Investors are likely moving away from debt markets in favour of equity markets due to the environment of rising interest rates that have been in place since May 2022.

Money market funds of ₹11k crore) and very short-term funds nearby ₹60k crore witnessed the most outflows in this category, respectively (₹8k crore).

Another element that might have had an impact on the flows into debt funds is the withdrawal by institutions to meet their obligations for paying advance taxes.

The Federal borrowing rates hiking trend followed by RBI make this volatility.

We discover certain industries that have historically resisted recessions.

In both good and volatile times, demand tends to be pretty stable in several businesses. They are, therefore, comparatively recession-resistant.

Healthcare/Pharma— (stocks)often have a low recession risk. The majority of healthcare expenses cannot be delayed. You can think of Sun Pharma, Apollo Hospital, Torrent Pharma, Narayana Hrudalaya, GSK, and Fortis.

FMCG/Consumer Goods—Even in difficult economic times, people must eat. However, customers are increasingly making more meals at home rather than eating. Retailers of packaged foods and grocery stores typically fare well during economic downturns.

Focus on ITC and Dabur.

Energy—In contrast to other industries, the demand for power and gas goods is among a different category of necessities whose supply is less affected. Today's society cannot compromise on the importance of these necessities, such as gasoline and electricity.

Investors can pick Adani Green, Coal India, for now. Tata Power and Rel8ance are good for long-term holding.

Recessions are simply fumbling periods that clear out the weak enterprises in various areas if one views them as an opportunity.

However, debt-free stocks have good potential in the recesstion-battered market.

Always consider data with some integral facts like the developed and developing economy.

There is a huge difference and impact on people when a developed nation's GDP fluctuates by 1% from X%, and a developing nation faces the same level drop from the same range.

While the US unemployment rate was 9.3% during the 2008 financial crisis, India's jobless rate was only 5.3%. While the US had a negative growth rate of -2.5%, India's GDP saw positive growth of 3.09%. 

The BSE Sensex reached 21,000 on January 2008 and 8200 on March 2009. This indicates that throughout this time, the market took 400+ days to reach its lowest. 

Although the recessions of 2008 and 2001 were both terrible, the 2008–09 recession, when the Sensex plummeted nearly 60% from its peak, caused the most harm. Not merely a stock is plunging by 60%; keep in mind that. Based on how risky something is, stocks may respond more or less. Depending on performance, a stock could lose more or gain more value during that time.

Indian stock market did not react strongly even after a mid-level mega event like the lockdown jolt of Q1 FY 20-21.

Due to the Covid-War-Inflation trio, your portfolio in 2022 is fluctuating several times. However, the market is not as weak as the US market. It is also the fact that Dalal Street can't decouple itself from Wall Street. 

The most amazing aspect of a bear market is the opportunity to choose funds that are significantly undervalued. Investor returns would have been significantly lower if there hadn't been a downturn market.

However, if the Nifty closes 2022 at 16,000 in December, it might be viewed as a time correction because the index would have grown less expensive due to higher earnings. Market price corrections might also occur when the Nifty drops from 16,000 to 15,000.

But any investor can take advantage of a down market as a great time to buy. A bear market or price correction is the ideal opportunity to invest in robust, well-run businesses.

But you have to be ready to hold them for a very long time. If you observe the market after Q3 results, it has a mixed response, but BSE and Nifty have gained several points in the last 12 months.

The short-term trader can sell, but this situation exists for three to four months in Dalal Street. Corrections are a wonderful strategy to enhance existing positions or invest less in new businesses.

There is a saying in Dalal Street — When the Us market x% correction, the Indian market follows x/2%.

A market index's or an individual asset's price continuously declining is known as a correction. A 10% to 20% decline in value from a recent peak is considered a correction.

On the other hand, when you mention a market correction, many investors automatically picture a crash or a bear market!

Generally, an economic shock or a significant social event causes investors to pause, stand back, and assess what's happening in the rest of the globe, which is when the U.S. stock market experiences a correction. Experienced analysts and investors always look forward to a correction in the stock market because it allows the market to stabilise before hitting new highs.

Remember, a market crash is a long-term journey in maximum time and can signal recession but not a market correction. 

To decouple your portfolio from this, you should have a mixed portfolio containing — Stocks, Bonds, Commodities, and MF.

Make a clear and rigid exit target based on your research or risk-taking ability.

Don't get lured by too much profit or wait for deep dive. Remember, apart from performance, the capital market is struggling with inflation, interest rate hiking, currency conundrum, and recession warning bell for the global market. Indian market can't isolate from the jolt.

The market can go against all your research up to some point. Target small-cap stocks mainly if you're in an entry-level slow-growth market.

The basic quote of the market, "Buy deep," fails many times due to market volatility. It does not make sense all time. Practice patience in a downtrend market and wait for a perfect entry based on their recent updates.

Do your own research, then Compare the result with broking agencies or investment experts.

Focus on 24 th Oct evening— Diwali Muhurat Trading.

Your game plan needs to take into account increased volatility and uncertainty before it ever starts. However, a lot of new traders and investors overlook this. If so, it's necessary to modify your approach and plan to account for higher trading ranges and volatility. The yearly trends that characterize a primary market are no longer as relevant.

The INR continued its downward march and locked at 83. India's central bank is selling dollars for a stable Rupee. Currencies of Asian markets are struggling, including Japan. Last month the British pound made a record low against the dollar. Euro is also under arrest.

Try not to purchase any bank stocks for trading. Analysts did not ask for panic selling as leading banks had good performance in the last Q1 and Q2. Banks suffer when the Rupee falls against the dollar.

It is anticipated that a 'market correction' stage can take two more months to stabilize the currency. The US oil debacle and the Russia-Ukraine war are key regulators of the currency conundrum.

The same red flag is applied to your forex trading in the Banking sector.

The difference in currency values brought on by interest rate risk can significantly alter FX prices. You can have the advantage of weak currency while selling top international bank's stocks, but keep aside buying decisions till domestic currency is getting an advantage.

In times of high volatility, it may be feasible to make returns above normal, but you also risk losing more money in a shorter length of time.

India's 3rd largest IT giant disappoints investors with nosediving sales; profits tanked by 9.3%, and shares dipped by 5.7% and 3.37% for two consecutive days since the Q2 announcement.

Earlier this week, the nearest competitor, TCS, reported a larger-than-anticipated increase in quarterly profit but warned that clients are delaying decisions on larger outsourcing transactions due to the unpredictability of the global economy.TCS started to issue a red flag despite it beating market estimation in Q2.

Critics grilled the company's recent focus on moonlighting-related lay-offs, an attrition rate of 23%, supply chain and employee-related costs. 

So, is it the right time to sell, buy or hold?

Experts revised their previous target price from ₹380 to ₹390, as the firm is about to touch the previous target price, currently trailing on ₹377.26.

Wipro reported growth of 4.1% QoQ and revenue jumps of nearly 15%, forcing experts to raise the target price. Apart from this, TCS and Infosys recently reported a thundering rise, so analysts encourage the stock for your portfolio.

Financial Times already announced a recession in the US, so new traders should observe its volatility for the next month before making a buying decision.

The Nasdaq and S&P500 of the US market started hiccups amid the Federal's announcement of an inflation rate of 8.2% (food inflation 13%), beating market estimates. India's Capital market is expected to get a jolt from the US. Already IT companies with mixed results issued red flags. 

These stocks will help to stabilize your portfolio ahead of challenging times.

1) Narahayana Hrudalaya has grown by 4.54% in the last month, with yearly returns of 15% in the pandemic-hit market. The current price is yielding ₹736.90.

2) Meghmani Finechem Ltd, or MFL, zoomed up 106% to ₹1602 between 2021 to 2022, whereas the last 6 months added more than 56% value to its stocks. In this time of nosediving market, this company enjoys debt-free status.

3) Vishnu chemicals jumped 118% to ₹1863 in one year; last 6 months, it grew nearly 19%. The company surpassed its 3 yr CAGR of 11.51% with a 57.7% increase in annual sales.

5) KEI industries have growth of 44% in one year with 6 monthly surges of 15%. Its Q1FY23 reported a 54.6% Y-o-Y jump despite a challenging time of the pandemic's second wave.