Apply for a portability request to the new insurance company at least 45 days before the existing policy is due for renewal. On receiving the portability request, the new insurer will provide a proposal & a portability form and give details of the various available health insurance.

Checkout the well explained process and pros & cons of porting your health insurance here : https://primeinvestor.in/varsity/the-pros-and-cons-of-porting-a-health-policy/

Visit: https://www.taxhelpdesk.in/income-tax-blogs/best-ways-to-save-taxes-in-2022

| 'Stop-loss order' can minimize your loss— Mental peace

A stop-loss order executes when the share price falls to a level that you set. Suppose you buy a share of $10 and set a 5% trailing stop(mean you will sell if the price drops 5% from the highest price). Stock picks up $15 means your stop-loss is $14.25, and so on...

| Your on-screen price is not right many times

Many times the price displayed on the screen is NOT correct. Either the stock is undervalued or expensive. For self-directed investors, this presents a fantastic opportunity. Do your homework and learn the ins and outs of the industry. If your study indicates that the stock will be higher this time next year, you may be able to get a good deal.

This goes for the whole market, too. Markets are driven by sentiment as well as fundamentals.

| Take a deep in 'Dark Pool.'

Generally, if you own a stock, you can sell it to someone else without going through a stock exchange. The exchange makes it easy to find buyers and sellers but isn't legally required. Someone who wants to sell a lot of stock without moving the price too much may prefer a dark pool.

Dark pools are typically attractive to large buyers and sellers to trade large volumes on thinly traded stocks. US holds 40% dark pools in daily trading, whereas SEBI is almost clueless.

| Are fund charges eating into your returns? — Stress the value

Whether you float, drown, or make a draw match, the fund manager always has their piece of cake.WHICH magazine said In the UK, the OCF or annual management charge typically ranges between:

0.75% -1.25% in most actively managed funds. 

Up to 1.8% turnover cost.

| HFT can win the game in nanoseconds, beat the fund manager

HFT is an algorithmic trading system that is automated. Computers are programmed to examine stock and futures prices and trade on the difference. This fluctuation might last for only a few microseconds. To the naked eye, they don't even exist. Blink, and you'd miss them. HFT traders rely on trading at near-lightspeed to profit from these inconsistencies. HFT holds 50% trade volume of the US and Indian market.

Outside of the US, Varun Beverages is the second-largest beverage bottling firm in the world. The PepsiCo franchise deal with Varun Beverages has been extended to April 2039. On June 30, VBL's price was ₹783, and on July 1, the growth trajectory touched ₹790 amid a weak market, a .63% increase in a single day. At the beginning of the year, the price was ₹ 586; now, the price marches on to ₹790, and growth rocketed at 25%.

Varun Beverages Ltd. has provided multi-bagger returns of 412.15% over the past five years and 181.8% over the last three years, respectively. The stock has increased roughly 62.53% over the last year and 23.42% over the previous three months. In terms of returns on investment, the stock has also fared well over the last month. In one month, it returned 9.02%, and in the previous week, 4.91%.

VBL reported significant year over year (YoY) sales growth of 26.2% for the January through March quarter, which was backed by a robust volume increase of 19% YoY across all markets and a higher realisation of 6% YoY. The early start of summer in India, which resulted in more robust demand, drove volume growth.

Earnings before interest, taxes, depreciation, and EBITDA margin expanded by 175 bps to 18.8% in Q1CY22 despite increasing input costs, driven by the better realisation and operating leverage from higher sales volume.

The company's profit after tax (PAT) increased by over 98.2% year over year to Rs 271 crore from Rs 137 crore, thanks to stronger margins, lower financing costs, and more profitable international activities. VBL is anticipated to gain from a robust rebound in the future, driven by rising out-of-home consumption after the pandemic crisis.

VBL's international market, which accounts for 19% of its total volume and has shown impressive CAGR growth of 24% during the period CY15–21, has greater realisation than India.

1. Verify that they have a SEBI registration.

2. Examine the risk before returning

" In six months, I'll double your investment."

It is a classic marketing statement used to draw customers. You have all undoubtedly heard this pitch. But if becoming wealthy or affluent were so simple, every Indian city would have been home to 100 Warren Buffets. The key is to be consistent.

3. Which return format will you favor?

A.) A monthly return of 2% to 3% over the following 12 months is constant.

B.) 10% in one month, -5% in the following, 2% in the following, 1% in the following, and so on

Option A sounds good!

If one can consistently provide returns of even 1% over extended periods, it indicates that risk management controls are in place and a rigid system with stringent guidelines is being followed.

After US Federal, EU, and the UK, India's central bank hiked prices to control money in the market. It creates less investment and growth for many debt burden companies planning to expand. The startup ecosystem is set to face the heat. 

For instance, the debt-to-equity ratio provides information on a company's capital structure and success potential. The debt-to-equity ratio can be used by business executives to assist their company in competing in cutthroat markets if they know its advantages, complexities, and significance. 

So debt-free stocks are a gold mine for you this time. 

You can pick ITC, HUL, Infosys, TCS, HDFC AMC, and SBI life.

The RBI increased the repo rate by 50 basis points to 5.40% in last week. The increase in the repo rate results in higher EMIs for new loans and longer loan terms for current floating rate loans.On the other hand, since rate increases have been sufficiently priced in, stocks may continue to rise.

Rate increases may have a negative effect on the real estate market and may cause a slowdown in demand. However, we continue to be bullish on banks and predict increased margin and profitability in the BFSI sector.

The market welcomes the decision despite pressure on new investment as the inflation curb process is also a good time to invest in zero debt companies. RBI encourages indirectly debt funds, mutual funds and deposits. 

FMCGs are tackling the situation with product diversity and pack size, a good destination for you from this Monday.

Reacting after the Budget, Sundara Rajan TK, Partner at DVS Advisors LLP, said: “The clarity on tax of digital assets is long due and was expected to be provided this year. The announcement of tax at 30% on digital asset, coupled with the government launching its own digital currency, is an indication that the government intends to discourage the same and would intend that only the HNIs make such investments and that the government shall not permit cryptos as currency. The caping of surcharge at 15% is welcome and though no separate relief was given to HNIs, this would also be favourable to such HNIs with high capital gains income.”