Stephen Dsouza @steve
Followers: 71
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Talks about #personalfinance #investments
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#personalfinance #investments
Why does Value Research have two different ratings for the same mutual fund?
https://www.valueresearchonline.com/stories/51589/why-does-value-research-have-two-different-ratings-for-the-same-mutual-fund
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https://www.rediff.com/getahead/report/why-multi-cap-funds-are-best-bet/20220930.htm
Why Multi-Cap Funds Are Best Bet
www.rediff.com
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India's biggest FMCGs
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What is growth in stock Market?
Example: Amazon
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Topics to think about when analyzing companies
I came up with the following topics to analyze in depth when analyzing companies, can you think of any more?
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investing in index funds ?
https://primeinvestor.in/varsity/how-to-invest-in-index-funds-and-build-portfolios/
How to invest in index funds and build diversified portfolios
primeinvestor.in
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Inflation (CPI) in US stood at 8.3% in August, higher than the estimated 8.1%.
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Adani Realty In Talks With DB Realty For Potentail Merger Deal: Report
Adani Realty is in advanced talks for a merger with Mumbai-based DB Realty, according to a media report.
The transaction, which may be the largest real estate deal in India, will pave the way for the listing of the real estate arm of billionaire Gautam Adani.
This comes after DB Realty’s talks with Godrej Properties did not go forward.
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Solar PV modules
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Best 3 from Nilesh Shah
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Invest you time and money not only in stocks but also health and education.
That's where you get the highest returns.
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How to pick the next Stock Market GOLDMINE? (includes Green Energy Case Study)
https://www.youtube.com/watch?v=-_jOwk6GsXo
How to pick the next Stock Market GOLDMINE? (includes Green Energy Case Study) - YouTube
www.youtube.com
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Before you make a purchase ask yourself this:
"if nobody could see that I bought this, would I still want it?"
You'll quickly realize how much money you can save on bad spending.
#shopping
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Just like the work-life balance, the right amount of balance between your earnings and expenses is indeed very important.
Talk about the most tricky aspect of any person's life is how to manage their Personal Finances well on Mishapsof20s podcast: https://open.spotify.com/episode/6Dr8JUZbEHQTFud9pfzHOB
#podcast #personalfinance #investing #mutualfunds
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Useful quick rules in Personal Finance
Some basic rules in Personal Finance
1. 50-30-20 ratio
As a rule of thumb, you should allocate your budget as follows: 50% - "needs," 30% - "wants," and 20% - Investments.
2. 1-week spending rule
The
7-Day Rule is a method for avoiding impulsive purchasing. In this, you
allow yourself a seven-day "cooling-off time" before making purchases.
After 7 Days you can decide whether you still want that item or
not and purchase accordingly.
3. Rule of 72
Do you want
to double your money and want to know when your money will double? The
simple formula is to divide 72 by the current rate of return to find the
time it needs to double your money. By doing so you can predict when
your money will double. For example, if your current mutual fund return
is 12%, then it will take 6 years (72/12) to double your money. You can
use 72 divided by the number of years to get the rate of returns
required from a financial instrument to double your investment.
4. 3X emergency fund rule
The 3x emergency fund rule is that one should always have three times of their monthly income set aside for emergencies. It will be helpful in case of emergencies, such as job loss, sudden travel or medical emergency, etc.
5. 100 Minus age rule
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“Americans are getting stronger. Many years ago, it took two people to carry $10 worth of groceries. Today, a five-year old could do it.” - Henny Youngman
Interesting way of framing inflation